Savings & Investments
Digital wallet usage in the Philippines has evolved from a “convenient alternative” into a non-negotiable financial infrastructure. As of early 2026, the landscape has shifted from simple money transfers to a sophisticated “super-app” era where millions of Filipinos manage their entire financial lives—from crypto and credit to global investing—through a single screen. Market Momentum & […]
As the Bangko Sentral ng Pilipinas (BSP) continues to refine its benchmark rates, Philippine digital banks are locked in an “interest rate war” to win your deposits. If you’re still keeping your savings in a traditional bank earning 0.0625%, you are effectively losing money to inflation. GCash vs. Maya vs. MariBank: 2026 Interest Rate Battle […]
In 2026, the Philippines has seen a massive surge in financial technology. While this has empowered millions of unbanked Filipinos to access credit via “instant cash” apps, it has also given rise to a predatory ecosystem of illegal Online Lending Platforms (OLPs). Often referred to as “loan sharks in your pocket,” these apps lure borrowers […]